Donations with your name on can be used either by you or by your spouse or common-law partner. They cannot be transferred to any other person. Contact the charity and see if they will re-issue the receipts in the names you specify.

yes!

for the most part yes if you don’t have a certificate or a degree but you should call your lender… most people will work with you on that. Good luck!

Yes, you can contact both your lenders and ask for an in-school deferment. They will likely require you do do some paperwork, but when you are in school at least half time, most federal loans don’t require you to pay on them. Private loans are in a world by themselves and have different rules, but you should be able to do this for that loan as well.

You should be able to defer your federal student loan but NOT your private loan if you are in school at least half-time.

If your grades are good, you might be able to qualify for scholarships, or grants that are not government grants. You will have to do a lot of hunting around the internet, but it may just be worth the time spent. Good luck. You will never regret getting your degree.

I have no idea, but good luck to you.

This depends on where you live, but you might try contacting your local community action agency and asking them about a single parent scholarship fund. ask your counselor at school too.

You can always take out a regular loan from your bank that has nothing to do with your school – if you have good credit etc. Or you can choose various options for your car such as monthly payments on it, or you could lease the car, or you could talk about financing options with the car dealership.

the homeless shelter

If you try to get a normal car loan it’s not going to effect your school aid. Only problem you’re going to run into is how much interest you will have to pay. If you want to try to rease your credit score fast to get a lower interest loan ask your parents to put your name under there credit/savings/checking account. IT will still take couple months before you score will come up. Allso i would check with your bank to see if you can get a student credit card. Frist off you have to be a adult and only use it for a replacement of a debit card. When ever you would use your debit card use your credit card. Then at the end of the month put the money back on the card. This will build your credit. If you max out that card you will only hurt your credit even more. I would go get your free credit report from https://www.annualcreditreport.com/cra/index.jsp See if there is anything you can fix on them. This will not give you your score you will have to buy that if you want to know it.

Private loans will require you to have a cosigner or pass a credit check yourself… so if you have neither, you may not get it. Also, Federal student loans have limits for a reason. Don’t borrow more than that or you’ll wish you hadn’t. Trust me. Also, you will need to do another loan for the summer semester. (You can get another federal loan for the summer. Don’t do a private loan when you are eligible for a federal one.) Hope it helps.

When it comes to the financial aid process, people often ask “Where do I begin?” We’re here to help and guide you throughout this process. This page outlines the steps to applying for a Stafford Loan. Basic Stafford Loan Requirements are, You must have submitted a FAFSA. For subsidized Stafford Loans, you must have financial need as determined by your schoolbe sure to include the school’s FAFSA code (or prospective schools, if you are a high school student) to ensure that the results are sent to your school’s financial aid office.

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There are no private school scholarships. The state provides free public education and expects you to pay on your own if you decide to use private schools. However, Sallie Mae offers a private loan called the K-12 Family Education Loan. This can be used to pay for private school tuition and books.

What the various schools do depends on the criteria they use, how much money is available for awards, and their procedures. Some base decisions purely on demonstrated need, and others factor in non-financial matters and make efforts to get more diversity in their student bodies. It’s a lot of “voodoo”, and it is unlikely that you will get any definitive answers from any private school.

It depends on the school. Go to their website and look for the admissions information, usually the financial aid info is there. Also, if there isn’t enough info, call the school and ask. How it typically works is you apply to the school and also apply for financial aid. Your parents’ info, tax forms, etc, is sent to a clearing house the figures out if your family qualifies for aid. They send the decision to the school and then the school sees if they have decided to admit you. Generally they do not know who needs financial aid when they decide who they want to admit to the school. There is not enough money to go around for everyone who would like aid. They try to spread the money around to more students than to give full scholarships to fewer. If a family has been in the school for years and recently run into financial difficulties, they may give them priority. Sometimes there are special scholarships, especially at catholic schools, that are for students who meet certain requirements (eg: graduating from catholic elementary school) and need financial aid, or a few merit-based awards — for students who are outstanding even though they may not qualify for financial aid. The website should explain if this aid is available. Generally, to receive financial aid they expect the family to absolutely pay what they can. They may look at financial papers and make suggestions on how the family can afford more of the tuition. Lots of kids in private schools are not rich. Don’t miss any of the application dates! Good luck!

That depends on your income and assets.

Depends totally on your income and eligibility, there’s no way of anyone here knowing.

Since both of these loans are federal loans, you should be able to consolidate them together for a lower payment. Here’s a great resource on loan consolidation: http://www.studentfinancedomain.com/student_loans/federal_loan_consolidation.aspx

Refinance at fix rate ASAP.

Talk to your credit union or bank about refinancing this loan. There should be another financial institution that can help. 10% is too much.

You will need to re-finance to get your father’s name off the loan. You may be able to consolidate your loan if you have done so already. Also make sure your loan does not have a pre-payment penalty.

Most college students don’t have good enough credit and sufficient income to do private without a cosigner. Unless you have a full time job and plan on keeping the full time job your interest rates and terms they quote on their sites won’t always be what you actually are offered. Read their materials very carefully… does it say “as low as 4% interest” then has asterisk by it saying a disclaimer like… “your interest may be more depending on creditworthiness” or something similar? Just be cautious. Variable rate loans are VERY scary. Have you been hearing all the talk about the mortgage crisis? Those folks took out variable rate loans and now their payments are double what they were paying. Variable rates also may include them being able to spike the rates if you miss a payment deadline. One auto draft miscalculation or mistake by even a day might make your interest spike for whatever reason they want. What once was 10% is suddenly 32%. Also, federal loans have mandated deferment, forgiveness and forbearance policies. If you were to die or become disabled that private loan (remember they are not regulated by anyone so it could be anything) may STILL have to be paid back. Kind of a bummer for your cosigner or your children!! Some private loans also have “Prepayment Penalties”. Meaning even if you pay it off in a year you are still responsible for the interest for the rest of your term. Can you imagine having to pay 14 years worth of interest even though you paid the original loan off? It’s crazy. What happens if the school suddenly closes and you can’t finish your degree? You become pregnant and can’t pay for a year. Federal loans REQUIRE your lender to give you mandatory relief from paying for certain situations. I think it’s a total of like 3 years if you add it up. Private may do whatever they want.

private loans are credit required. most students have little or no credit. taking out a student loan from the gov will not require credit and it does build credit

you’re not getting anywhere spelling college like that

Well good grades help. But once it’s time for you to apply for fafsa they will tell you what government grants you qualify for. Another way is to talk with your schools councilor about grants and scholarships available to you. Also contact your college’s financial aid department and ask about scholarships they may offer. There may be a list on the schools website also. Good Luck!

You can usually apply for grants at the school you are going to. You should actually be checking into that now. You will need your parents tax records and yours if you had a job even if you move out of their house because they are based on income. You can also be eligible for deferrment for your books if you qualify for enough grants. I personally never heard of anyone getting 10 grand but hey you never know until you try. Go start checking into this now because I think most people apply by jan for grants and the later you apply the less you get. Good luck.

well, I would only choose the grants. Of course if you checked out the loan, you’d have to pay them back…and I don’t want to do that yet (and because I go to community college, which is much cheaper than state or UC). The FAFSA really depends on your income, as well as your parent’s income (unless you live by yourself – rent and stuff). Since I’m a full student without work and my mom doesn’t get paid much, I get the full benefit of financial aid (really sweet, I even get allowance from them). If you are NOT going to a community college and would like to dorm, then you’d probably have to get a loan. Or, if your parents are wealthy enough to pay for you.

I think you should still say you’re interested in work study and loans (if you need loans). It sounds like you’re pretty much in my situation. I didn’t qualify for any financial aid because of my dad’s high income, even though I paid my own way through. At least you got the Pell grant; I didn’t even get that. I had a scholarship that covered a lot of it, and supplemented with work study and small loans. Good luck!

I’d check both, because if you get them and don’t want the loans, you can always decline them. You want to keep your options open in case your financial situation changes. Work study is highly desired, so even if you put that you’re interested in it, they’re hard to get. I’ve done the FAFSA for three years and I just got work study this year.

Hard to say without knowing more details. If you had to satisfy the new points based criteria, then yes. If not, then no. This is the link. If you had to met these conditions, then you have a visa under the new system. I would probably hazard a guess that since your initial application was made before the change in the rules that your visa has been granted under the old conditions. http://www.ukba.homeoffice.gov.uk/studyingintheuk/adult-students/can-i-apply/what-you-need-to-apply/

If, as is probable, you are going to Toronto, please understand that Hogtown (as it is known) is not exactly cold. The average winter temperature is just a little below freezing, although cold snaps can plunge the city down to -20 or -30 C for a few days, these events are rare. You will need some warm clothing. Arctic fleece is the best bet. Jeans or other long pants are essential, as are water-resistant footwear (slush — a particularly nasty concoction of partially melted snow, salt, and sand is often on the streets and sidewalks, and winter rains are common). Sweat clothes — particularly hoodies — or sweaters are a good idea. This past winter, I got through most days wearing a combination of tee-shirt, under a fleece hoodie, under a fleece jacket. On the really cold day I had a pea-jacket to wear (made of heavy wool, these are pretty traditional winter wear, and very warm, as well as being reasonably fashionable.) Other people wear ski jackets and parkas — down-filled are exceptionally warm, but expensive; less expensive types are ski jackets made with thinsulate (or similar material) or fiber-filled. Whatever you choose for your outer layer, it is a good idea if it water resistant. Try layering clothes for the best effect. Good luck

dunno about how good it is for international student but it has a good reputation. It’s a small school and more than half of the student body comes from somewhere other than Quebec. they have a financial aid office and probably an international student liaison officer.

It’s recognized by the U.S. Department of Education (Federal Code #G06852), which is a good vote of confidence. That also makes you eligible for the Stafford Student Loan and your parents eligible for the Parents PLUS Loan as long as you complete the FAFSA. You can contact an American student currently attending school there by clicking on the “Consider Canada” website below (go to Student Ambassadors – then drop down to Quebec – she’s the last student listed on the page). The second website might help, as well. Good luck.

Yes!

Any question with the word “loan” in it gets lots of spam on this site; please don’t fall for loan offers. The bank or the college’s financial aid office can answer a lot of your questions – check out their websites. I think you also need to complete the FAFSA before applying for any student loans. A subsidized loan is preferrable to an unsubsidized one, as the government pays the interest while you’re in school. Don’t forget to look into grants. It takes a little work to find them and apply for them, but it’s money you don’t have to pay back.

Contact your current loan provider and inform them of your changing situation and when you begin your new school inform them of your previous loans and they will be better equipped to help you solve your problem.

I switched schools three times and NEVER contacted my loan provider. They don’t care! They just provide $ $ . You need the new school to contact your old school’s Financial Aid dept and get a “Financial Aid Transcript.” (Sometimes they make you do it). Either way, get a hold of that Fin Aid Transcript, and send it over to the new school– it gives them the info they need to make the transfer. I hope it goes well for you!

It doesn’t work the same, for sallie mae student loan you have to get approved for a loan by your credit, it may require to have a co-signer depending on your credit, you can borrow up to the cost of attendance, i don’t know if you can consolidate it after you graduate but you can probably see on the website

All private loans like the ones you get through sallie mae will require you to have a cosigner with awesome credit and a long, stable employment history with an income high enough to make payments when you don’t. If you dont have a cosigner, you won’t get approved. Period. The rate will be twice or more of your federal loans and they will be variable rate loans… if you are to die or become disabled, your cosigner will still be responsible for repaying the loan. You can borrow UP TO the cost of attendance of your school, minus any other aid (loans, grants, work study, scholarships) you are getting. So even if your schools tuition is only 4000 for the year, the actual published Cost of Attendance is prob close to 15,000 a year. If you got a 5000 federal loan and no other aid, then you can borrow up to 6000 in a private loan. If I were you, id ask your parents to get a parent PLUS loan instead. They repay these loans and they are also low, fixed rate federal loans.

Due to changes in federal law for student loans, you would also want to see if your school can legally accept student loans from Sallie Mae.

yes theyll go after ur parents i aplied for fafsa u get the email later

Okay, let me give you the translation in non-federal regulation English. You are dependent. This means you must provide the folks info if you want to get aid… and for some reason (that you did not explain in your question) you haven’t put their income on your fafsa and are trying to submit it without it. (not a good idea, as you can see it gives you errors and will not allow you to get any aid to got to college). But if you want to TRY to get loans (you can’t get grants no matter what without the required parents info) again if you want to TRY to get loans without your parents info you can talk to the schools financial aid office and they will tell you if you qualify. “If I am considered dependent, and I use my parents information on my FAFSA, once I graduate and if I can’t make payments, would they go after my parents for the money?” If you take out loans to go to college and then don’t pay on them, no they won’t go after your parents for your defaulted loans. They don’t do this when you provide your parents information. They are called “Student” loans because the student is responsible for repaying it. Not the parents. “If they would try getting the money from my parents if for some reason I was unable to pay or something.” No they won’t go after your parents if you can’t pay on your loans. The federal government feels it is the students responsibility to pay for their college education and this is why your income info is required no matter what. But you must understand, unless you provide the parents income information, you aren’t eligible to get any financial aid (including grants and loans) and must go through a bunch of hoops to try to get loans without it. Submit your parents income info if you want to get any aid to go to college. YOU are the person who